Trusted by more Vermonters than any other mortgage broker.

At Spruce Mortgage, we understand what Vermont Homebuyers want – low rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, good faith estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors.

Located in Burlington, Vermont, we are a small, local business with a team of the best (and friendliest!) loan officers around. We can help you with residential mortgages, second home mortgages, investment property mortgages, and refinancing. We invite you to use our site to find out more about mortgage loans and refinancing options.

Contact us today to find out why more Vermonters, and soon-to-be Vermonters, choose Spruce more than any other mortgage broker.

We specialize in the following:

  • Residential Mortgage
  • Second Home Mortgage
  • Investment Property Mortgage
  • Refinancing



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